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www.netpayadvance.com

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The other thing worth saying is that the charges for such loans are designed on the basis that the loan will be paid back within a short time frame. The charges are far from reasonable if you extend them over a longer period of time, so it is very important to pay them back promptly. This is a key reason for making sure you find a reputable lender in the first place, because it is when you fail to repay a loan on time that the more ruthless lenders move in for the kill with serious penalty charges.

If you need to borrow more than a payday loan lender would allow, there are several other options available for people with bad credit. As mentioned earlier, some specialist private bad credit lenders will lend you money but charge a higher interest rate because of your credit rating, whereas other will offer loans with alternative types of security. The commonest example is a secured loan also known as a home equity loan.